Checking Accounts
A checking account from your credit union offers you the savings and convenience you want to manage your personal day-to-day finances. Our checking accounts are truly "free" checking. Unlike our competitors, check orders are provided at cost.  You will not find any monthly fees on your statement.

Passbook Savings Accounts   
Whether you just need to place a stash of cash short term or you’re looking for long-term investment vehicles, your Credit Union has what you need. You will find our savings account rate to lead the market.

NOW Accounts
Interest bearing checking account typically used by farm, ranch and business operations. Account restrictions apply.

Share Certificates
Certificates of Deposits from your Credit Union are an excellent investment opportunity if you do not need immediate access to your funds and want to invest for longer periods to obtain high rates of return.  To check our current rates click here.

IRA's/SEP
Start planning for your retirement today by opening an IRA account at your Credit Union. With outstanding rates and funds that grow tax deferred year after year, an IRA account is an important part of your long-term savings portfolio. A Traditional IRA offers tax-deferred earnings and the possibility of tax deductible contributions. A Roth IRA is funded by non-deductible contributions but gives owners the opportunity for tax-free withdrawals. New in 1998,Coverdell Education Savings Account enables parents and others to deposit $2000 per year to be used for educational purposes. Earnings grow tax-free if you meet the income requirements.

HSA's
A Health Savings Account gives you more felxibility and control over your health care costs.  You will be able to deduct contributions to your HSA, the account earnings will accumulate on a tax-deferred basis.  Best of all, distributions from you HSA are tax-free if they are used for qualified medical expenses.  To open an HSA you must select a high deductible health plan.  Contributions and plan deductible limits change frequently so consult you tax professional regarding your individual circumstances.

Direct Deposit
Direct Deposit enables you to have your entire paycheck, Social Security check or other recurring check automatically deposited at your credit union account on payday. This eliminates standing in line to deposit your check or worrying about your check being lost or stolen if you’re out of town.

Student Share Certificate
Archer Cooperative Credit Union supports its youth members by offering a Student Share Certificate at rates above current market rates. Increased youth member returns help students save for college or other educational needs. Visit with Credit Union staff to answer any of your questions.
   
Sale & Cashing of Savings Bonds
For more than 50 years, people all across America have secured their future through the regular purchase of U.S. Savings Bonds. U.S. Savings Bonds offer competitive, market-based rates, complete safety, federal income tax deferral, and freedom from state and local income taxes. In addition, the interest earned on bonds may be exempt from federal income taxes if the proceeds are used for eligible higher education costs. U.S. Savings Bonds are helping millions of Americans secure their dreams. Buy them at your credit union, and you can secure your dreams too.  Your credit union can also redeem your bonds for you.  If you want to find the value of your bond click here.

Christmas/Vacation Club Accounts
The perfect savings account to help you save for the perfect vacation or christmas gift.  You can start saving today with a deposit of $10.00 and continue to save each month.

ATM/Debit Cards
Your Credit Union’s ATM card lets you make cash withdrawals, transfer funds and make balance inquiries from your share or share draft (checking) account 24 hours a day, 7 days a week.Your Credit Union’s Debit Card allows you to either access money in your credit union account using an ATM and receive cash directly or you can make over the counter purchases using a point of sale (POS) terminal debiting the money directly from your share draft account.

VISA Check Card
Your VISA check card will allow you to make purchases in person, over the phone, via internet or get cash from an ATM and the money will be withdrawn from your ACCU share draft account.  Best of all it is accepted worldwide at millions of merchants displaying the VISA logo.

ATM Machine 
Our ATM machine is located inside the Central City Mall, 1414 16th St, Central City, Ne.
 
TELEDATA-24 Services 
With your Credit Union’s telephone response system, most of your credit union transactions may be conducted at your convenience, 24 hours a day, from any Touch-Tone® telephone. Check account balances, transfer between accounts, see what checks have cleared, and more. It is easy-to-use and confidential. You must have a pin number to access your account.
 
Safe Deposit Boxes 
Protect your valuables with a safe deposit box located at our Chapman, Archer, or Dannebrog location.
 
Fax & Copier Machines 
Archer, Central City,Chapman, and Dannebrog locations provide fax and copier service.

Night Drop Box/Drive Thru
Make safe and convenient after hours deposits at any location.  The Chapman location has a convenient drive-thru 
 
Hunting/Fishing Licenses 
Park permits and hunting/fishing licenses available at Archer and Dannebrog locations.
 
Notary Public Services 
Notary Publics can notarize your documents at no charge at any location.
 
Wire Transfer Service 
A fast way to send and receive money when you really need it.  Any of our locations can provide this service for you.  Click here to see the fee.

VISA Gift Card
For a wedding, a shower, a birthday, a graduation, or any occasion you can get the perfect gift by giving a VISA gift card.  These are accepted anywhere VISA is accepted including retail and online merchants, mail and phone orders.  This is a prepaid gift card valued at any amount from $25.00 to $500.00.  Ask any Credit Union staff member about these.

Online Access
All of your Credit Union accounts can be viewed 24/7 thru online access.  You can make transfers and check on your balances from the comfort of your home.

Foreign Currency Exchange 
If you are planning an overseas trip ACCU can help you with your currency exchange needs.

Postal Services
You can buy stamps at any of our locations and the Archer location can help you with all your postal needs.

Cash Advances
Central City and Dannebrog branches offer cash advances for no fee on VISA and Mastercard.