Consumer Loans
Consumer loans cover a wide area of personal and household loan needs. Needs may be the refinance of bills or credit card debt, a vacation, a new freezer or that new riding lawn mower. Loan terms are typically short-term but can be arranged to fit your ability to repay the loan.
Vehicle Loans
We make your car buying experience a breeze! Finance your new or used car, truck or van at your Credit Union. We offer flexible financing terms and competitive rates.
Residential Housing Loans
Your largest single life investment is the purchase of a home. Whatever home you decide to buy, your Credit Union can help you with a mortgage loan. Our rates are great and our mortgage professionals are even better at matching your needs, from pre-qualification to closing. Call us to check out our in-house program and if you need more options you can check out Centennial Lending that we have joined with for more lending options.
Home Equity Loans
Your Credit Union's Home Equity Loan may be used to fund home improvements, refinance existing debt or finance a special purchase! Visit with us as to the options available.
Energy Loans
Your Credit Union is a participating lender with the Nebraska Energy Office. We process 5% interest financing for many common home, building or system energy improvements. Call us for a program brochure and information.
Share Certificate Loans
Use your Share Certificate at Archer Cooperative Credit Union as collateral for a reduced interest rate loan to fund whatever need you have! It is the easiest loan to process.
Student Loans
Your Credit Union can provide information on guaranteed student loans. There are situations where the Credit Union can help with direct loans to students and parents.
Farm & Ranch Loans
We can help with most any type of farm and ranch loan needs. Loans range from annual operating lines of credit to equipment/cattle term loans to long-term real estate loans.
Commerical Business Loans
Whether it is a small business in town, a home based business or a loan to purchase a semi-tractor, we can help! Available are operating lines of credit, intermediate term loans and long-term real estate loans. We understand your needs.
Operating Loans
Operating loans are typically one year renewable lines of credit for agricultural or business operating needs. Most operating loans are variable interest rate priced with inventory, crops, livestock and/or equipment as collateral.
Equipment & Livestock Loans
Equipment & livestock loans may be either priced under a variable or fixed rate of interest. Loan terms typically range from two to seven years with annual payments. We are flexible to fit the loan to the need and a member's repayment plan.
Ag Real Estate Term Loans
Real estate loans are typically set up for terms of ten years or greater with annual payments. We provide funding for purchased land as well as refinance needs. Interest rates are typically indexed to the prime rate under a one, three or five year repricing.
Cattle Feeding Loans
Whether you desire to feed your own feeders at a custom feedlot or need finance to purchase feeders and feed, we have a loan program for you.
4-H Project Loans
We support 4-H and FFA through our 6% project loans. The loan helps a youth have a project, provides a financial learning experience and the rate helps the project to be a profitable one.
FSA Guarantee Loans
We believe that helping out includes our extra effort to obtain Farm Service Agency (FSA) loan note guarantees. Such are especially helpfull when a young beginning farmer is able to obtain finance plus at a FSA reduced interest rate. Our youth are our future.
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