Archer Credit Union Services

Archer Credit Union Services

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Banking Services
Banking Services

Reorder Checks

For your convenience, here is a link to reorder checks online. If you have questions or need assistance, please give us a call.                                                              

Direct Deposit

Direct Deposit enables you to have your entire paycheck, Social Security check or other recurring check automatically deposited at your credit union account on payday. This eliminates standing in line to deposit your check or worrying about your check being lost or stolen if you’re out of town.

Telephone Banking

With your Credit Union’s telephone response system, most of your credit union transactions may be conducted at your convenience, 24 hours a day, from any Touch-Tone telephone. Call (855) 726-9019 with your account number and Personal Identification Number (PIN) ready to check balances, make inquiries, or even make transfers and loan payments with ease! Best of all, your call is safe and secure. Call any one of our convenient branches to establish your PIN and start using Telephone Banking today!

ATM Machines

We have a drive-up ATM machine located outside the Central City location at 510 G Street, Central City, NE, the St. Paul location at 1016 2nd St, St. Paul, NE, and a walk up ATM machine located outside our Dannebrog location at 102 South Mill Street, Dannebrog, NE.

Night Drop Box / Drive Thru

Make safe and convenient after hours deposits at any location.  Central City and St. Paul locations have a drive-thru for your convenience.

Safe Deposit Boxes

Protect your valuables with a safe deposit boxes located at any of the Archer Cooperative Credit Union locations.

Wire Transfer

A fast way to send and receive money when you really need it.  Any of our locations can provide this service for you.

Cash Advances

All of our locations offer service charge-free cash advances on VISA, Mastercard and Discover cards.

Cashing of Saving Bonds

For more than 50 years, people all across America have secured their future through the regular purchase of U.S. Savings Bonds. U.S. Savings Bonds offer competitive, market-based rates, complete safety, federal income tax deferral, and freedom from state and local income taxes. In addition, the interest earned on bonds may be exempt from federal income taxes if the proceeds are used for eligible higher education costs. U.S. Savings Bonds are helping millions of Americans secure their dreams.  Your credit union can redeem your bonds for you.  If you want to find the value of your bond, click here.

 

Other Services
Other Services

GreenPath Debt Solutions

Archer Credit Union partners with GreenPath. GreenPath offers Free Financial Counseling, Debt Management Plan, Housing Services, Student Loan Counseling, Credit Report Review and Financial Education. A non-profit credit counseling organization that has been helping people reach their financial goals since 1961, Greenpath offers financial counseling and debt counseling without the pressure of a sales pitch. See what GreenPath can do for you today! Visit their website for more information.

Notary Public Services

Notary Publics can notarize your documents at no charge at any location.

Postal Services

You can buy stamps at any of our locations and the Archer location can help you with all your postal needs.

Fax & Copier Machines

All of our locations provide fax and copier services.

 

Fee Schedule
Fee Schedule
March 20, 2020  
Membership Share $5.00
ATM Transaction Service Charge
(Applies only to ATMs not owned by Archer Credit Union)
$2.00
ATM/Debit Card Replacement Service Charge $5.00
Statement Check Image Service Charge $1.00/month
MasterCard Debit Card International Service Charge 1% of transaction amount
Foreign Check Collection Fees vary based on item
Check Cashing Service Charge (Non-Member) 5% of check amount
Coin Counting Service Charge (Non-Member) 10% of amount counted
Check Orders Fee per vendor, depends on style and quantity ordered
Starter/Counter Check Service Charge $1.00/page of 4
Cashier's Check Service Charge $5.00
Money Order Service Charge $1.00
VISA Prepaid Card $5.95
Courtesy Pay Service Charge $25.00
Returned Deposit Item Service Charge $20.00
Returned Non-Sufficient Funds Item Service Charge $25.00
Levy/Garnishment Processing Service Charge $30.00
Stop Payment Service Charge(Draft, ACH, Bill Pay) $25.00
Wire Service Charge - Domestic (Incoming/Outgoing) $20.00
Wire Service Charge - International (Incoming/Outgoing) $35.00
Account Research Service Charge $25.00/hour
Photo Copy Service Charge $.10 per page
Fax Per Page (Incoming/Outgoing) $1.00 per page
Statement Copy Service Charge Waived
Credit/Debit Card Loan Payment Service Charge $10.00
Loan Skip Payment Service Charge $25.00
NOW Interest Checking Account Service Charge
(If balance falls below $500)
$10.00/month
Inactive Account Service Charge
(If total deposits are less than $100, and no member-generated activity in 12 months)
$3.00/month
Health Savings Account (HSA) $3.00/month
Early Withdrawal Service Charge (Term Share Certificate) See Disclosure
Safe Deposit Box Service Charge  

     3 x 5

$15.00

     3 x 10

$20.00

     5 x 10

$30.00

     5 x 5
     (Dannebrog location only)

$17.00

     10 x 10
     (Dannebrog & St. Paul locations only)

$40.00

 

 

Online/Mobile Services
Online/Mobile Services

Online Banking

All of your Credit Union accounts can be viewed on your own schedule with our Online Banking.

  • Check your balances
  • View your transactions
  • Make a transfer
  • Transfer to another member
  • View scheduled transfers
  • Access Bill Pay
  • Contact Member Services

For first-time sign-in instructions, click here.

Mobile Banking App

Checking in on your accounts is in the palm of your hand. Our mobile banking app is a great suppliment to the quality services you find when you stop in or call one of our branches. Features include:

  • Log in with the touch of a finger using Touch ID or Apple Face ID. (Apple users only. Option in app settings.)
  • View Quick Balances - no log-in required! (Apple users only. Option in app settings.)
  • Easily knickname your accounts.
  • Find the answer through secure messaging with our Member Service team.
  • Deposit checks while on the go using Mobile Deposit.*
  • Check transaction history.
  • Transfer money between accounts or member-to-member.
  • Pay monthly bills or transfer to an external account.*
  • Find ATMs in our surcharge-free network.

*Registration required. Contact a Member Service Representative at (308) 946-3070 for more details.

Get started today by downloading our app from your favorite app store:

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Mobile Deposit

What if we told you that you can deposit a check into your ACCU account without ever leaving your living room? This is totally possible using Mobile Deposit! The best part? Get same-day credit when you capture and submit your check deposit via our Mobile Banking app by 2pm Monday through Friday. For more information and registration details, click here.

Bill Pay

When you have our online and mobile Bill Pay service, you'll have more freedom to enjoy life. Bill Pay gives you convenience, savings, and security. You can:

  • View and pay your bills electronically, all in one place.
  • Make secure payments to any person or company anywhere, anytime.
  • Verify your account balance as you pay your bills.
  • Automate recurring payments to save time each month.
  • Receive email and text reminders when bills are due.

For more information and enrollment instructions, click here!

eStatements

Did you know there's a way to get your statements faster? It's true. When you sign up for our electronic statements, you no longer have to wait for the mail to reconcile your accounts. Plus! You'll be able to access your statement archive all in one place - our online and mobile banking service - from wherever you are. Who couldn't use a little less desk-clutter? For instructions on how to register today, click here.

Calculators
Calculators

Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Loan Payment Calculator with Amortization Schedule

This calculator will compute a loan’s monthly payment amount — at various compounding intervals — based on the principal amount borrowed, the length of the loan and the annual interest rate. Then, once you have computed the monthly payment, click on the “Create Amortization Schedule” button to create a report you can print out.

Single Loan Payment Calculator

 

Periodic Deposit Savings Calculator

This calculator will help you to determine the future value of a periodic investment. Single Deposit Savings Calculator This calculator will help you to determine the future value of a one-time investment.

Retirement Savings Calculator

This calculator will help you to estimate the amount of money you will need to have saved by retirement age in order to meet your desired retirement income goals — along with estimating how much you need to be setting aside now in order to fully fund your plan. You have the option of factoring in inflation, up to three post-retirement incomes, and a one-time benefit (sale of home, etc.). You can also print out retirement planning reports for any number of what-if scenarios.

The Electronic Share Insurance Calculator

This is a simply way to find out if your money is protected and how much is protected from the NCUA insurance fund.

Online Forms