Q: How do I enroll in Mobile Deposit?
A: You will need to download and log into the ACCU mobile banking app found at the Apple App Store or the Google Play Store. Once you have logged into the ACCU mobile banking app, tap on the main menu in the top left corner. Tap on "Deposit" then "Mobile Deposit." Review the terms and conditions and tap "Accept."
Your service registration will be pending until reviewed by ACCU. Once reviewed, and if you qualify for Mobile Deposit, you will receive an email stating that your registration has been approved and what your deposit limits are.
Q: How do I deposit a check?
A: Simply log into the ACCU mobile banking app, tap on the main menu icon in the top left corner, tap on "Deposit," then tap on "Mobile Deposit." Select the account you would like to make the deposit to, enter the amount, and take a picture of the front and back of the check by clicking the cameras. Follow the on-screen instructions to take the pictures.
Q: How should I endorse checks being deposited using ACCU's Mobile Deposit?
A: Ensure all payees have signed the back of the check and then write,
"FOR ACCU MOBILE DEPOSIT ONLY"
Q: Are there any checks I am not able to deposit using Mobile Deposit?
A: Yes, here is a list of checks you are not able to deposit using ACCU's Mobile Deposit -
- Checks stamped as "non-negotiable,"
- Altered, fraudulent, or incomplete checks,
- Foreign checks,
- Savings bonds,
- Stale- or post-dated checks,
- Two-party checks,
- Checks endorsed to a third-party,
- Checks not payable to an owner on the ACCU account,
- Checks previously converted to a substitute check, and
- Checks exceeding your per-item or daily Mobile Deposit limits (you will be notified of your limits in your service approval email)
